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How Long Does it Take to File an 18 Wheeler Claim? If someone is injured in a collision with an 18 wheeler, it can be more difficult to settle than a typical car crash claim. This is because truck accidents typically cause severe injuries. However, each truck accident is different and there are many factors that impact the length of time it takes to settle. Here are some of the most important elements. Insurance claims Like every other vehicle that is on the road, 18 wheeler trucks are required to carry a minimum level of insurance. This is for a reason: collisions with large trucks can cause more severe injury and property damage than a typical car crash. These wrecks can often lead to death and catastrophic injuries. This is why it is essential that victims of these accidents make a claim for the compensation they deserve. While insurance for 18 wheelers is essential however, it can be difficult to find policies that satisfy all your needs. Depending on the kind of cargo your trucks carry you might require additional kinds of insurance. Hazmat carriers, as an example may require liability insurance up to $5 million. Towing insurance as well as trailer exchange insurance and cargo insurance are all possible options. In addition to the above an experienced lawyer can assist you in determining what types of coverage your company requires. Additionally, they can assist you in negotiating with insurance companies to ensure that your claim is appropriately settled. In some instances insurance companies may attempt to minimize their liability by claiming comparative fault. This could seriously diminish the value of your claim. A lawyer can help to counter these claims and secure the maximum compensation you deserve. A knowledgeable lawyer will ensure that you receive the money needed to recuperate regardless of the manner in which you were hurt in your accident. Settlements In most cases, the person who was injured of a truck collision will receive a settlement offer before filing a lawsuit. 18 wheeler accident attorney st joseph or legal team will make this offer, which is often much less than what the victim's rights. This offer should never be accepted without consulting an attorney for personal injuries. The amount of the settlement is based on a number of factors, such as the extent of injuries and property damage. It is also contingent upon medical costs. Non-economic damages may also be considered, particularly if you were emotionally or physically traumatized by the incident. These losses are hard to quantify and require an expert analysis. The issue of establishing liability is another crucial factor that determines the final compensation amount. If you can prove the person responsible for the accident violated traffic laws, was negligent, or caused the accident through an act of negligence, they will be held accountable for your damages. There are also legal defenses that could limit their liability, like comparative fault or contributory negligence. The owner of the trucking business could also be held accountable for the accident. This could be the case if driver of the truck was operating it in poor conditions, or if the company did not maintain the vehicle in good shape. The cargo loading and shipping firm could also be held accountable if the cargo had been improperly loaded or a component was damaged. Filing a lawsuit You could be required to file a suit if the insurance company does not offer a fair settlement. This could delay the resolution of your case but it could also result in a bigger award of damages. A lawyer for a truck accident is the best option whether you settle or go to court. The insurance companies involved in this situation will attempt to lower your compensation therefore you'll require someone who will protect your rights. A Lafayette truck accident lawyer can review your accident, calculate the amount of your damages, and ensure that you receive maximum amount of compensation for your injuries. In many 18 wheeler crashes, multiple parties are liable. For instance, if a truck driver was under the influence of alcohol or breaking the hours of service rules and his employer could be held responsible. In addition, the maker of a vehicle component or repair shop may be held responsible if a defective part caused the accident. In addition, cargo-loading companies may be held responsible for accidents that happen to their trucks. This is because these trucks must be loaded and shipped in a secure manner to avoid them tipping over or striking jackknifing. These companies are required to adhere to strict safety rules. Additionally, you can recover non-economic damages such as pain and discomfort. Trial The majority of truck accidents are settled through negotiations with an insurance company, and a fair settlement should include all medical expenses or treatment costs, as well as other losses you have and will incur. An attorney can assist you in determining what your future damages might be, as well as whether punitive damages may be applicable. The amount of time needed to obtain a fair and final settlement will depend on a variety of factors. Fortunately, an experienced lawyer can help you through the procedure. The extent of your injuries will determine the amount of compensation you can expect. Some injuries only affect you for a few weeks or months, while others will have lasting or long-lasting effects on your life. In the case of accidents involving 18-wheelers, it may take a while to determine who is at fault. This is due to the possibility that there could be multiple parties responsible such as the driver of the truck and the company who employs them. In some instances, there might be mechanical issues that cause an accident. In this scenario it is possible to hold the repair shop or manufacturer liable for any damage. There are a variety of factors that can affect the size of a settlement for an 18-wheeler accident, but in general, these types of accidents tend to have higher settlements than those that involve automobiles. This is because of the nature of the injuries and the damages caused by these accidents, which can often be catastrophic.